Buying a Home or Property

Buying a home is one of the biggest and best investments you can make. With Midwest United Insurance Services, you have an insurance partner that will be with you every step of the way. After you find your perfect home, we are there to help you put together the best homeowner's insurance policy that gives you the coverage you need.

House Hunting Tips:

  • Location, location, location: It may be an old saying, but it still counts today. Taking into consideration commuting to work, local schools, shopping and other amenities can mean the difference between a great home and an undesirable one.
  • See it again: Bring a camera and take pictures of the inside and outside of the houses you are considering. Things may look great when you are there, but you or someone you trust may see things later that can sway you one way or another.
  • Making a list, checking it again: When you (or your spouse) have a list of what you want in a home, it's easier to zero in on the features you want and helps prepare when you are viewing several homes in a short time span. One way to start your wish list is by thinking about what you like and dislike about the home (or apartment) you are in now.
  • The budget question: While you may think that the home you are looking at is a dream, you have to take into account your budget. Not only the mortgage, but also the utilities and other costs associated with each home. Keeping your overall budget in mind will help you avoid looking past the big picture for the future.
  • Relax and have fun: Buying a home is a life-altering event, but it's not worth getting super stressed or crazy about. Enjoy finding your perfect home—it will make it not only more relaxing, but your family will have fun hunting with you if you are relaxed.

Moving and Relocating Tips:

  • Research Your New Area: One of the first things you'll want to do before moving into a new area is learn about the community. Check out the chamber of commerce and community websites, as well as the local newspaper.
  • Review Your Insurance Needs: Moving to a new area may require some changes to your insurance. Your Midwest United Insurance Service agent will help your find and make those changes.
  • Review Your Financial Needs: Depending on if your financial institution has a location in your new community or not, you may need to: open new checking/savings accounts, apply for a new credit card, apply for a loan

Here are some additional resources for buying a house or other property