Flood Damage

Floods can happen in an instant, but the damage they can cause lasts long after the storm. Midwest United Insurance Services has some tips for before and during a flood. We also can help assess your own insurance situation and determine if and what type of insurance coverage is best suited to protect you and your property in the event of a flood disaster. Remember, basic Homeowners Insurance DOES NOT cover flood damage!

Before a flood:

  • Be aware of weather conditions and listen to radio or television broadcasts. Be prepared to evacuate if needed. A weather alert radio is a good investment.
  • Prepare your home by having the necessary supplies needed to prepare for a flood. Raise electrical system components and consider installing check valves in your plumbing to prevent flood-water backup.
  • Have an evacuation plan and an emergency meeting place ready in case your family becomes separated.

During a flood:

  • Never walk or drive through rushing water and avoid rising waters, storm drains and sewers by moving to higher ground.
  • Do not enter buildings surrounded by flood waters.
  • Stay away from downed power lines and electrical wires as they may still be live.

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