Homeowners Insurance

Your home is one of your most important investments. It not only holds your personal belongings, but your life experiences and memories. That is why it is so important to make sure you have proper homeowners insurance.

Homeowners Insurance Protects:

  • Your Home
  • Detached Structures such as a garage or shed
  • Personal Belongings including furniture, clothing, appliances and much more
  • Loss of Use for living expenses when the home is damaged and uninhabitable
  • Personal Liability that protects you against a claim or lawsuit if someone is injured or their property is damaged while at your home

Stop by our offices at your convenience to begin discussing your personal Homeowners Insurance options.

Renters Insurance

Though you don't own your rental unit, you still have valuable possessions housed there that would be missed in the event of a catastrophe such as fire.

Renters Insurance Protects:

  • Personal Belongings such as furniture, clothing, appliances and more
  • Personal Liability that protects you against a claim or lawsuit if someone is injured or their property is damaged while at your home

Condo Insurance

Even though the condo association likely carries a master insurance policy to cover the building, you may want a separate policy to protect your individual interests.

Condo Insurance Provides Coverage For:

  • Improvements you make to your unit not covered by your association agreement
  • Structures you own
  • Unexpected Association Loss Assessments
  • Personal Liability
  • Legal Defense Costs from lawsuits
  • Personal Property you own

As a condo owner, you share responsibility for certain community resources. Therefore, may be asked to pay for repairs or lawsuits not covered by the association's master insurance policy.